When I took my parachute to Paraphernalia and they declined to repack my '96 chute they showed me around and told me I could come back and try both a backpack and seat pack in my plane to see what I liked.
She was quite sure I would end up choosing a seat pack version. As a bonus that would be the preferred type in the T-6 also.
I guess the only downside is the feeling that you're sporting a loaded diaper.
Paraphernalia and National both specify a 20 year service life limit either in the latest version of the manual or in the original certification for that model. If the service life is in a new manual, an FAA inspector will most likely consider it to be retroactive to older parachutes of that same model. Most European parachute companies also specify a service life of 20 years.
Strong is an exception as they do not specify a service life, but they recommend the parachute be sent back to the factory every 5 to 8 years for a complete inspection.
The idea behind the service life is that the fabrics used in the canopy, container and harness are all synthetics that are in essence chemicals that are not 100% stable and can degrade over time. Since they cannot control the storage conditions once a parachute leaves the factory they impose a service life of 20 years from the time it is made or in some cases since the date it was placed in service. The US military is a bit more conservative and allows a 12 year service life from the date for it was placed in service and no more than 4.5 years from date of manufacture until the PIS date.
That conservatism in the military arguably had an effect on the willingness for civilian riggers to pack parachutes older than 20 years.
Since the FAA doesn’t specify a service life, the manufacturer and rigger are both potentially on the hook if a parachute fails due to age related deterioration. That’s what drives manufactures to impose a 20 year limit either originally when a parachute container or canopy design is certified or after the fact in an updated service manual. When a service life is included in the original certification the rigger has no option. If the service life occurs in a manual update, the legal issues are a bit less clear. But it still leaves the rigger on the hook for certifying the parachute is still serviceable. If you use a parachute and it fails, the FAA will look at who last signed the packing card and pay them a visit. If the rigger went against the advice of the manufacturer it isn’t going to end well for the rigger as the inspector will be looking at the most recent service manual for that model of parachute and will consider any service life limit to be retroactive.
Bob mentioned a Ph Test above. However all that really does is test the canopy for acid contamination and to identify any contaminated areas so they can be removed and the canopy patched. There are not many methods available to test the strength of the fabric in a canopy and they are all destructive testing methods. For example you can do a tensile strength test by cutting a test piece from the canopy of the specified size and then testing it in the test fixture (much like approved testing of aircraft covering) to see if the remaining tensile strength conforms to the
TSO. However the rigger then has to patch the canopy. There are FAA mandated limits on the number of patches per panel (3 for a round chute) and the total number of patches in the canopy (10 for a round chute). So it might be ok on a one time or infrequent basis but testing it at each repack would be both a PITA and a self limiting process that eventually requires the canopy to be decertified.
The end result is that most riggers won’t pack a parachute older than 20 years, due to liability concerns, especially when the manufacturer indicates a service life limit.
A good rigger will also ask a few questions when you come in to get a parachute repacked. They will be noting your weight and or asking who will be using it. In essence if it is certified under TSO C23b a 22’ canopy is rated for a max weight of 254 pounds and a max deployment speed of 150 kts. If the customer/user is a 230 pounder with another 5 pounds of clothes and shoes, plus 14 pounds of parachute he is pushing the limits, and if he weighs 240 pounds he is over it And really needs a larger 24’ canopy. Similarly, if he does aerobatics in a Citabria or Decathlon, max speed is not an issue, but if he is doimg acro in a P-51, a rigger might elect not to pack his chute as his stated use places it outside the limits specified in the TSO.
Personally, I hope I never have to use a parachute, but if I ever have to, I want a high level of confidence that it will work. Service life limits are a bit of a bummer financially as it ends up costing you about $135 per year in depreciation for a $2700 parachute. That’s $270 per year for two of them, but it’s still cheaper than every else I put in an airplane each year.